Friday, September 24, 2010

Tips for secure e-Banking

Action fraud via the internet using asphalt site (real or fake) occurred more intense lately. Several leading banks in Indonesia has become a victim.

Cyber criminals use the site's appearance was almost similar to the original site of a bank or financial websites to trick the victim input important data such as usernames and passwords.

Do not let you fall into the trap phishers. Consider the moment using a secure online banking services, which are mixed from Indiatimes Infotech and second.

1. Check Site URL

Always check your bank's site URL. The cyber criminals are usually lure victims to enter a username and password to a fake website that resembles your bank's official website. If you see a strange thing, apart from the official site of your bank, it could be a fake site.

Never enter your username or password and other sensitive data without first ensuring that you are on the correct site. Another one of the most important, try to always type your bank's website address directly in the browser, never click on links in e-mail.

2. System Update

Always check your operating system security updates. Make sure the operating system and browser you have installed the latest security patches from a trusted source. If necessary, use a firewall to prevent hackers from stealing your computer access rights, especially if you connect to the Internet using cable or DSL model.

3. Change Password

Change your online banking password regularly. Avoid easily guessed passwords codes, such as name, birth date, phone number. If necessary, use a password that consists of alphabet letters and numbers.

If you have several bank accounts, never use the same online banking password for all accounts. Similarly Never store your username and password in the browser because the possibility can be crack hackers.

4. Bank Check Site Privacy Policy

Some banks are now arming their internet banking system with a more secure security system. For example, if you transfer money online to another account in greater numbers, usually you will be prompted to input a particular password. Some banks require a password to validate large numbers of transactions.

Make sure also that the bank's website address starts with 'https', which indicates that the site is truly "secure", because it has been protected by data encryption technology (SSL).

5. Check the 'Last Logged In'

Generally there are panels 'last logged in' on bank websites. Check the panel every time you login. If suddenly appear warning that you are not authorized to access, for example you've logged into the site 2 days ago, but the panel noted that your last login this morning, immediately report it to your bank and change their password.

Do not forget to always click the 'exit' or 'sign out' after logging in to your online banking portal. Close the browser is also to ensure that your session has been terminated.

6. Do not Leave PC

Do not ever leave your PC if you have input the information online banking transactions on the site. Avoid accessing online banking services in the cafe or public computer. Also avoid accessing online banking services via Wi-Fi connection, if privacy and security lacking.

7. Avoid Filling in Form Important Data

Avoid filling out the form contained in the e-mail requesting financial information, such as account numbers or credit card. Especially if you are asked to input the username, password, credit card numbers and debit your bank.

Keep in mind, bank officials never ask customers to fill in username, credit card numbers or passwords in a form....

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